XML Employees Multi-purpose Cooperative (XEMCO) is a business designed for employees of Innodata XML Content Factory Inc., founded in 2002. The organization initially focused on savings, to start-up capital fund, but after some time, the Board decided to go on Lending, to promote business to its associates. The organization did not stop from there, and now, XEMCO is into various business ventures, from lending, to selling general merchandise, canteen operation, concession, and catering. XEMCO is dedicated in helping its members, in any way feasible, from providing means to save, to providing livelihood. Everything XEMCO does, is for the benefit of its members.